Looking for a little motivation today….read this great testimonial from Nancy Ramsey….Nancy is a student of Agent Short Sale Secrets.

“Greetings Tim and Julie,

I wanted you to know I have been quietly putting into action all the lessons I have learned and am continuing to learn, as a student in your Short Sale and REO classes. This past week I closed what could only be described as a “wonder save”, and it is all thanks to you and your excellent coaching, classes, and materials.

The short sale was closed with Beneficial (HSBC) as the primary lender, and here is what happened:

· Used your loss mitigation contact information to submit and work through the HSBC system

· Used your very insightful BPO training in the REO course to argue for the proper market value

· Held on to the buyers for over 4 months with your suggestions about coaching the buyers’ agent up front about what to expect

· Negotiated a “Paid In Full” authorization payoff letter from HSBC

· Saved $12,000 + in negotiated payoff of primary mortgage to HSBC

· Paid off negotiated IRS Lien in amount of $13,309 – “Paid in Full”

· Paid off 8 years of unpaid property taxes which had been bought by various investors to the tune of $19,014 – “Paid in Full”

· Paid off 8 years of unpaid Home Owners Association dues to the negotiated amount of $1,219 – “Paid in Full”

· HSBC would only pay 5% commission – took a Deferred Commission Note from the sellers for the remaining 1% commission – which they will gladly pay!

· If the sellers had been foreclosed on; amount of debt after foreclosure would have been $45,542 !!! In addition to the fact that they would have had a foreclosure on their credit report for 7+ years !

Get this – the sales price of the home was $111,000. Do you believe it?! We did all this on a property of this price! Unbelievable. I am attaching the HUD Settlement Statement so you know this is the “real deal”.

It feels so good to be helping people. This week, I am going to the next step of offering Loan Modifications…. And actually getting paid for them (as opposed to this past year, when I was giving the advice, successfully, but without getting paid.) – Go figure….

Anyone who doubts the value of your courses and coaching is seriously lacking the right information! This successful conclusion would not have been possible without you.

And, if anyone wants to ask me how valuable you all are, please tell them to give me a call.

Without you and your coaching, not only would I probably no longer be in real estate after 20 years as an agent, but all the people I have been helping would have lost their credit and in many cases, their homes.

In 2009 I am going to help many, many more….

Thank you from the bottom of my heart,

Nancy

Nancy Ramsey ~ Realtor

Certified Foreclosure Prevention Consultant

Harris Real Estate University

Direct 859-221-5314

Nancy@MyNewHomeKentucky.com

ERA Woods Real Estate Group”

Lexington, Kentucky

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