Have You Completed Your 2010 Real Estate Business Plan?
Happy New Year!
2010 is here….have you created your 2010 Real Estate Business Plan?
On today’s Motivational Message (listen NOW) we discussed the 3 dominate feelings that most agents feel this time of year:
1) Fear. Fear that they have to ‘do it all over again this year’. How will you recreate what you did last year..where will your sales come from in 2010?
2) Excitement. You are excited about this year…maybe more motivated than you have been in years. How do you direct those feelings into the mindset of being of service to others and…making money?
3) Uncertainty. You don’t know what to do now. Yes its January…yes, in most of the country its cold…and yes we know..its hard to feel motivated. Do this, erase the uncertainty from your mind and replace it with a PLAN.
Its time for you to create your 2010 Business Plan.
Julie and I have made it very easy for you. We have created a turn-key…fill in the blank business plan.
Here are a few of the questions you will answer for yourself when you complete your business plan:
1. You will know exactly what to do now…your business plan will be easy to follow and instantly understood.
2. Your business plan is your personal Map to your goals….you will know exactly where you should be and when.
3. You must have a daily schedule where the most important things get done first everyday.
4. Do you have a specific, written down plan to 100% totally eliminate your debt?
5. Do you have a specific, written down plan to build wealth?
6. Do you have a specific written down plan to hold yourself accountable to your 2010 Goals?
7. Do you have specific, written down goals?
8. Do you have a plan to (finally) create true financial security?
9. Do you have a retirement plan?
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I can’t seem to get answers from you folks. Questions
1. Is the HAMP program offerred by the Gov available for loans over $730000, or to convential loans, Fannie Mae loans, or Freddie Mac loans. How do you find out what their loan is? It does not state in my forecloser website.
2. I have a pre-foreclosure list of all the properties in my farm. I would like to know which are the best to contact. 30-60-90 days late? 1st loan only with big name banks? Do I offer a package to start with if they haven’t yet tried to modify (HAMP)free to them? Is the HAFA program a definite program that is to start in April?
3. It seems as though after you sign up with your site, in order to get any of these answers you have to pay more monthly.
Here ya go…
1) Ask the servicer who owns the loan. If its a Fannie/ Freddie loan then the answer to your question is YES. Also, make sure they are paying you 6%. New guidelines require that they pay 6%! You are in the OC…loans over $729k are not Fannie/ Freddie loans.
2) Most major ’servicers/ lenders’ have already implemented the new guidelines. Contacting the pre-NOD (be careful contacting post-NOD…check your states laws) is a great way to help homeowners who are on their way to a foreclosure. You will get better traction contacting the 60-90 day lates vs the 30 day lates. Many 30 day lates were folks who simply forgot to make a payment etc.
3) ALL of our classes are coaching programs. 4 coaching calls per month, direct contact with your coach, etc. Be careful of anyone offering anything less…why? Because there is NO WAY you can be effective in this niche without constantly keeping up with that is happening NOW and what will happen NEXT. ALL of our coaching programs are only $97/ m. (except for the Graduate Coaching). Here is the link for more info: http://harrisrealestateuniversity.com/classes.html
Hope all of this helps!
In the future whenever you have questions…email me directly: Tim@HarrisRealEstateUniversity.com
Lon,
I would like to build on Tim’s response:
1. You can check if loans are Fannie or Freddie backed loans at these webisites respectively, the sites do require some personal information from borrowers:
1. http://loanlookup.fanniemae.com/loanlookup/
https://ww3.freddiemac.com/corporate/
2. I have attached The US Treasury HAFA program outline. Please read all pages and understand. It takes affect April 5, 2010.
1. Loan over $730,000 are specifically addressed in this HAFA program for the Short Sale side of your business.
3. There are many ways to get your questions answered with HREU.
1. HarrisRealEstateUniversity.com
1. Sign in at Student Log-in
2. Scroll to “Document Search”
3. Type in a brief description of what your looking for
4. Results will appear.
2. If you do not find your answer, please email me at
1. Kris@HarrisRealEstateUniversity.com
2. and I will do my best to assist.
3. Live Chat @ http://timandjulieharris.com/chat/
4. Call HREU Customer Service at 866-422-9497
I hope you will find these responses helpful.
Best,
Kris Darney
Trainer; Harris Real Estate University