WalletHub, a personal finance website, took a look at 150 of the largest US cities to determine which cities would be the best and the most difficult for retirees. Using 40 key metrics such as cost of living for a retired taxpayer, affordability, quality of life, health care, activities, weather, the number of people65+, the highest/lowest percentage of 65+ employed, etc., WalletHub came up with these findings:

Top 10 Best Cities for Retirees

  1. Orlando, Florida
  2. Tampa, Florida
  3. Miami, Florida
  4. Scottsdale, Arizona
  5. Atlanta, Georgia
  6. Salt Lake City, Utah
  7. Honolulu, Hawaii
  8. Denver, Colorado
  9. Austin, Texas
  10. Las Vegas, Nevada

10 Worst Cities for Retirees

  1. Newark, New Jersey
  2. Providence, Rhode Island
  3. San Bernardino, California
  4. Worcester, Massachusetts
  5. Detroit, Michigan
  6. Fresno, California
  7. Stockton, California
  8. Modesto, California
  9. Fontana, California
  10. Rancho Cucamonga, California

WalletHub defines affordability by

Cost of living

Taxpayer friendliness

Retired taxpayer friendliness

Annual cost of in-home services

Annual cost of adult day health centers

WalletHub’s definition of “activities” includes

Senior centers

Fishing/golf/bingo halls

Museums/theaters/music venues/art galleries

Adult volunteer activities


Recreation friendliness

WalletHub defines quality of life as

Share of population 65+

Elderly friendly labor market


Number of 65+ living alone

Number of 65+ below poverty line

Mild weather


In terms of how retirees see themselves in the world today, the Employee Benefit Research Institute just released its 2017 Retirement Confidence Survey. Here are just a few of those results:

  1. 6 in 10 65+ feel somewhat confident they will have adequate finances with which live in their retirement years.
  2. 18% have a high level of confidence they will have adequate finances with which to live their retirement years.
  3. Nearly 4 in 10 65+ have, in fact, little or no retirement savings whatsoever!!!!!
  4. 4 in 10 anticipate retiring at age 70 as opposed to the “expected” age of 65.





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