Real Estate Training | NO Housing Crash, 15 Facts

Is there a massive housing crash coming soon? There are many conflicting ‘experts’ who claim a crash is looming. What follows are the facts, you decide what is true and what is ill-informed puffery.  All of these facts are easily discovered using Google. At the end of these points, the prevailing thoughts we hope you will have are confidence, a sense of direction, and a sense of purpose. The purpose is to be of service to others as a real estate professional. Your role is to be of service to those who need to buy or sell a home. Knowledge equals confidence and ignorance equals fear. 

Reminder, you promised yourself you would become a HARRIS Coaching client. You are done wasting time and ready to follow a proven path. Now, while you are here make the next natural step and join the 1000s of other agents as a HARRIS Real Estate University coaching member. No more waiting or procrastinating. Join now. Here is the quick and simple enrollment.—-> YES, Enroll Me Now In Premier Coaching. I WILL make NOW my best year ever! 

1 – Less than 10% of all mortgages are adjustable rates. NOT like the great housing crash. 

2 – 40% of all homes are owned with no loan. 

3 – Of those with a loan the average interest rate is less than 4% with many having 30-year fixed-rate loans. Fixed-rate NOT adjustable. 

4 – National negative equity was 2.1% in q4 of 2021, the lowest in 2021. There are only 1.1 million homes in the US with negative equity. Year over year that number declined. 

5 – Nationwide there is a .7% (less than 1%) delinquency rate. 

6 – The total value of private residential real estate in the U.S. grew by a record $6.9 trillion in 2021, to $43.4 trillion – more than double the level from a decade ago as the market fully recovered, and then some, from its immediate, post-Great Recession lows.

7 – Projected to be over 6 million home sales in 2022. (remember, 2 sides to each transaction)

8 – Average time on the market nationally is less than 60 days. Median days to pending, 13.

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9 – Average home sale in the US in Q1 2022 was over $500k. 

10 – The predicted appreciation of homes in 2022 is projected to be over 15%, median home VALUE is projected to increase 16.4%

11 – Demographics. There are 331,893,745 Americans. There are 72.1 million Millennials who are 26-41 years old. Baby Boomers 58-76, 71.6 million. One of those groups is growing in size as they make babies, immigrants etc, the other isn’t. Both of those massive groups will be buying and selling in greater numbers over the next 10 years. Add to this generation X which is 42-57 and has a group size of 65.2 million. 

12 – Median RENT is $1,312 which is an increase of 16.8% year over year. The Median house PAYMENT is $1,200. 

13 – There is no increase in homes for sale, matter of fact there are -0.2% fewer homes for sale. 

14 – Median $180,000 equity in every home in the US.

15 – Unemployment rate is at historic lows of 4%. 

Bonus: Even IF there were a massive historic downturn in home values the government would immediately enact home payment deferments etc ala covid. 


Please choose one answer:

1) I am ready to join EXP Realty. 

2) I am interested in EXP Realty and need more info. 

3) I am not interested in EXP Realty. 


* If you answered “#1” congratulations. You are about to join the fastest-growing real estate company in the world. Tim and Julie Harris are inviting you to join them at EXP Realty. Text Tim directly for the next steps: 512-758-0206. (text only please)

* If you answered “#2” please watch the videos and check out the other intel on this site. . 

* If you answered ‘#3’ no worries. You will want to check out so you can at least know what EXP Realty is and why so many agents are moving to EXP.  

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