Attom Data Solutions tells us that the best time to buy a home is during the month of December. Quite simply, the best three days of the year to purchase a home all fall in December due to the biggest discounts. Those three days are…

  • December 26
  • December 31
  • December 4

ATTOM’s chief product officer, Todd Teta, said, “Closing on a home purchase the day after Christmas or on New Year’s Eve can be one of the most financially beneficial holiday-season gifts you can get. While lots of folks are shopping the day-after Christmas sales or getting ready to ring in the New Year, our data shows that buyers and investors are buying homes on those days at a discount.”

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Despite price discounts in December, remember that buyers will still pay a premium of 1.2% above the estimated value of the house…they just won’t pay a premium of +7% above estimated value as they would if they bought that same house in June.

Regionally, the best months to purchase a home are…

  • Ohio – -7.4% in January
  • Michigan – -7.2% in February
  • Delaware – -6.3% in February
  • Tennessee – =6.2% in January
  • New Jersey – -5.8% in December
  • Maryland – -5.6% in December
  • Illinois – -5.3% in December
  • Hawaii – -5.2% in June
  • Pennsylvania – -4.5% in December
  • Nebraska – -4.1% in November

States with higher price premiums during the winter months include…

  • New Mexico – +9.8% in December
  • Kansas – +9.3% in October
  • Texas – +6.7% in December
  • Missouri – +6.4% in October
  • Vermont – +5.6% in December
  • Idaho – +3.1% in October
  • Alabama – +1.1% in December
  • Virginia – +1.0% in December

Thanks to ATTOM Data Solutions for source data.

Also read: 2019 Profile of Home Buyers & Sellers, Make Final Walk-Throughs Non-Events, 2020 Real Estate Market Predictions

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